Understanding the Affordable Care Act

The Innovation Trail and WXXI news are partnering to help answer your questions about the Affordable Care Act.

With the next enrollment period for individuals starting on November 15th, many people will once again be weighing up their insurance options. Questions about the ACA will be plentiful.  We are here to help you understand the ACA with many resources.

How does a sole proprietor estimate her health care subsidy if her annual income is difficult to predict?

What should a new retiree do about health insurance coverage before she's eligibile for Medicare?

Does an employee have the option to switch from employer-sponsored health insurance to coverage through the New York state marketplace?

Can parents sharing custody purchase different insurance products for their child using the exchange?

Lead producer on the WXXI's Understanding the ACA project, Michelle Faust, is joined by Geoff Gerbasi of Gallagher Benefit Services in the first installment of the series for Need to Know.

Is it better for a small business owner to provide health insurance, or give employees a raise to help them buy coverage in the marketplace?

A health insurance co-op that was scheduled to be shut down by the state due to financial problems will be closing sooner than expected. 
ALBANY, N.Y. (AP) _ Flaws in New York's health exchange resulted in 21 dead people being enrolled in Medicaid and 333 getting continuing government-funded health coverage after they died, according...
New York Attorney General Eric Schneiderman announced Tuesday an agreement with a downstate retailer related to a woman’s right to breastfeed. One breastfeeding authority says it’s a reminder that...
The state is airing two new public service announcements aimed at deterring people from using synthetic drugs. 
New York will not be one of the states to adopt a new rule change to Obamacare. A law adopted by the feds early this month would allow states to redefine what constitutes a small and large...
High out-of-pocket costs may prove to be an insurmountable obstacle for patients seeking medical marijuana. While the treatment has been legalized, the state has not set a price for it, and insurance...
Shopping season for the Medicare Advantage plans is underway. In Monroe, Ontario, and Wayne Counties, the average premium for 2016 Medicare Advantage plans is $74 dollars, about a 10 percent...
Older adults in our area have a new place to go to get questions answered about Medicare Advantage plans. Excellus Blue Cross Blue Shield opened a resource center in Greece to mark the beginning...
The leader of Western New York’s largest insurer spoke to WXXI about the recent cyber-attack. Chris Booth, CEO of Excellus Blue Cross Blue Shield, spoke to business leaders...
The federal government wants to curb the number of deaths from opioid drug overdoses. The U.S. Department of Health and Human Services (HHS) hopes to make in-roads by funding...

Here are some links to additional resources that can help you find answers to Understanding the Affordable Care Act.

The Federal Government’s Guide to the Health Insurance Marketplace

Includes a one-page guide to the Health Insurance Marketplace

New York State’s Marketplace for Health Insurance

The state’s Official Marketplace for health insurance plans

The Dartmouth Atlas of Health Care

The project uses Medicare data to provide information and analysis about national, regional, and local markets, as well as hospitals and their affiliated physicians.

Kaiser Health News

A leading source of independent news on healthcare

Health Pocket

A non-partisan health technology company that provides comparative information on healthcare plans

E-health Insurance

A user-friendly site that provides a lot of resources on the Affordable Care Act.


A site with more resources on health insurance including interactive guides and calculators.

Kaiser Family Foundation

A calculator that helps assess subsidies that consumers can access

The Heritage Foundation

A think tank that is critical of Affordable Care Act policy

National Federation of Independent Business

A site with information on healthcare options for small businesses

Financial Aid Eligibility Calculator

You can get help paying for insurance. Answer a few short questions and receive an estimate of your financial aid eligibility.

Health Insurance Marketplace Calculator

An Interactive Guide To Financial Help for Health Insurance Coverage through Marketplaces.

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